LendPlus loans: requirements, amounts and costs
LendPlus loans (LendPlus Short-Term Loan): R 500 – R 4 000 over 5 – 35 days, from a registered credit provider (NCRCP17814). The figures below come from the provider’s terms.
What it costs
Rates and the full cost of credit are shown by the lender before you sign. The legal limits on interest and fees, and a representative example from another provider we list, are in the box below.
How to check it yourself
Registration NCRCP17814 can be looked up on the National Credit Regulator register. If a provider is not on that register, it may not lend to you, whatever it says.
The shortest full repayment period this provider allows is 5 days.
We last checked these terms on 2026-11-01.
LendPlus checks your application and your credit record and decides. Each application leaves an enquiry on your record, so check the requirements above first.
Who we are and what a loan can cost
RandScout is a loan comparison service and lead generator. We are not a lender or credit provider and take no part in the decision. Lenders and loan-matching services may pay us when you open their offer.
Short-term loans from lenders registered with the National Credit Regulator are capped by law: interest of up to 5% a month on a first loan and 3% a month on later loans in the same year, an initiation fee of up to R165 plus 10% of the amount above R1 000 (never more than R1 050), and a monthly service fee of up to R60. VAT may be added to the fees. Longer loans have their own legal caps.
Repayment terms of the providers we list run from 5 days to 2 months.
Each lender shows its exact rate, fees and total cost before you sign. Compare them and borrow only what you can repay on time.