Credit providers we list
Every provider here is registered with the National Credit Regulator, and its registration number is on its page. Where a provider publishes its maximum rate and a representative example, we show them; otherwise the provider shows its full cost of credit before you sign.
CreditBar Short-Term Loan
R 500 – R 5 000 over 7 – 61 days. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP23238
Jabulani Money Payday Loan
R 500 – R 4 000. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP22362
Kredio Online Loan
R 500 – R 8 000 over 7 – 61 days. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP24149
CrediWise Short-Term Loan
R 500 – R 4 000 over 5 – 35 days. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP22496
LendPlus Short-Term Loan
R 500 – R 4 000 over 5 – 35 days. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP17814
PrimeLoans Short-Term Loan
R 500 – R 4 000 over 5 – 35 days. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP20937
Crediflow Short-Term Loan
R 500 – R 8 000. Rates and the full cost of credit are shown by the lender before you sign.
Registered credit provider NCRCP23582
Who we are and what a loan can cost
RandScout is a loan comparison service and lead generator. We are not a lender or credit provider and take no part in the decision. Lenders and loan-matching services may pay us when you open their offer.
Short-term loans from lenders registered with the National Credit Regulator are capped by law: interest of up to 5% a month on a first loan and 3% a month on later loans in the same year, an initiation fee of up to R165 plus 10% of the amount above R1 000 (never more than R1 050), and a monthly service fee of up to R60. VAT may be added to the fees. Longer loans have their own legal caps.
Repayment terms of the providers we list run from 5 days to 2 months.
Each lender shows its exact rate, fees and total cost before you sign. Compare them and borrow only what you can repay on time.